When purchasing a home Jax Fl, there are an enormous amount of guidelines to follow to help you get the most bang for your buck. Remember to take your income tax savings into consideration when you are comparing mortgage payments with your current rent. Prequalification of loans can take as little as ten to fifteen minutes and is intended to help the shopper and real estate agent decide on your budget. Getting your credit as high as possible is also important to the home buying process and will pay dividends when search for a home in Jacksonville.