When you are in the market for a new North Florida home, there are certain steps you should take. The first step in buying a Jacksonville home is to see if you can even afford it. To do this, you should apply for a mortgage loan, known as pre-qualifying for a loan. James Angelo Mortgage Broker, provides one stop service for all your financing needs. James Angelo can assist you in this process. The pre-qualification process is a calculation that takes into account several components. It mainly considers your total income. By being pre-qualified for a loan, you will be able to simplify your search when looking for a Jacksonville Florida home.  Pre-qualification is not a full guarantee that your loan will be approved, but in today’s real estate market it is one additional step that may help you negotiate the best contract when you submit an offer on a North Florida home. A good first step for Northeast Florida homebuyers is loan pre-qualification.