The following articles will address many of the financing issues faced by North Florida and Northeast Florida new home buyers.

Since most North Florida home buyers do not have enough cash available to purchase a home, they need to obtain a mortgage loan. It is advisable to make your purchase contingent upon obtaining a mortgage, and pre-approved loans are even more ideal.  The seller has the right to be informed of your financing plans in order to evaluate them. This is one of the reasons financing details are included in your offer. Your offer should also include the amount of your down payment. This allows the seller to assess your likelihood of obtaining a home loan. It is much easier to get approved for a mortgage if you make a larger down payment. The North Florida lenders are much more lenient with a better down payment.

James Angelo, Mortgage Broker can answer many of your questons about financing your new North Florida  and Northeast Fl real estate purchase.