Changing employers will affect the ability to qualify for a mortgage loan for most people. Some Jacksonville Florida homebuyers will reap negative repercussions for changing jobs when they apply for a loan. For salaried employees, there should be a problem with switching jobs right before application for funds. If, you work for commissions, it is not a good idea to take a new job before buying a home. Lenders will look at your average commission over the last two years when calculating your income.  Changing employees creates an uncertainty about your future earnings from commissions. The lender may question whether your past earnings will accurately reflect your future earnings and may deny your request to finance your new Jacksonville Florida property.