Updated: Tuesday, May 22, 2012
If you decide to refinance your Jacksonville Fl property with a new loan, you don’t have to give up all the money you have paid towards your old mortgage. With each payment, you build up an assured amount of equity in a property. Equity is the amount you’ve paid on the principal balance of the loan. For example, if you have a $100,000 loan at 8 percent, you would build about $2,800 worth of equity in the initial three years. If you refinanced, the new loan would only amount to $97, 200 however before thinking that the entire $2,800 would be left in the property consider the closing costs that will be charged.
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