When applying for a mortgage on your Northeast Fl home, there are certain protocols you must follow. First of all, you must fill out a loan application. Included with the loan application should be certain documentation. Rental checks, pay stubs, and tax returns for the past two to three years should be provided if you are self-employed. There are a variety of places to acquire a loan from. They include credit unions, commercial banks, mutual savings banks, savings and loan associations, mortgage brokers, and mortgage bankers. When you visit the lender, it is important to be well- prepared.

Some essential items to take with you include your present mortgage information, a two year employment history and verification of income, a copy of your purchase and sale agreement, copies of tax returns, information regarding your savings, checking, and credit card accounts, outstanding debts you have, application fees and deposits, information about any assets you have.  By having these things together, the lender will gain a valuable first impression of you.